Category Archives: Personal Finance

A Brief Insight Into 401k Retirement Plan

Many large scale corporations provide with their employees with a number of retirement plans. In USA the most common retirement plan is the 401k retirement plan. These days, people have the alternative to conduct a

What are the Benefits of 401k Investment Plan?

Time goes so fast, things change quickly, and with every shift of months and years we have no guarantee what the tomorrow might brings us, so it’s important that we take care of our future while we are young and able. Nowadays, many different investment schemes and pension plans are being offered by companies, each … Continue reading

Mastercard or Visa Card

As the world continues to recover from the economic crises that occurred in the previous years, financial management is one of the best options in surviving. While others make use of debit cards to make purchases and avail services, there are more consumers who prefer to use credit cards because of the credit limit provided. … Continue reading

Taxation of Pensions in the US

People are more enthusiastic to do work and make their name when they are young. With the passage of time, they grow weak and their capabilities also get worn out. Therefore, they abandon their jobs and announce retirement so that they spend rest of their lives with their family and friends in peace. Retirement is … Continue reading

Cobra Health Insurance

In the tense environment of today, the need for health insurance plans is felt more and more. Due to degrading economy of the countries all over the world, people are losing their jobs and so tension is rising. Therefore, health insurance is certainly an option. Many companies around the world offer health insurance plans among … Continue reading

Mastercard or Visa Card

MasterCard and Visa Card are special types of prepaid cards that are convenient for cash payments. Traditionally, people carried cash around, especially when traveling. The impracticality of carrying cash soon became obvious. First, inflation caught up, making

Who can get food stamps in US

Americans are no doubt experiencing the economic crisis below the belt. Due to the recession and that, many are being laid-off from their only means of income; they cannot avoid being dependent on the government’s aid and food stamps. The so-called Supplemental Nutrition Assistance Program (SNAP) is a food stamp program by the federal government … Continue reading

What is the 401k plan?

401(k) plan is a retirement benefit available to an employee from their company. This is an added advantage to the employee of that company, as one is not smothered with monetary issues after retirement. The 401k plan works simply based on

How much money should a 50 year old have saved for retirement

Everyone in the working world is concerned with saving money or should be. Many people look forward to the day when they can retire from work and enjoy their golden years. The key to enjoying those years is being financially prepared for them. Most people start saving when they start working. Whether they’re in their … Continue reading

Cash income tax US

Most people who file income tax in the U.S. receive their income via check or credit cards. They follow all the standard procedures, and usually they have no problems doing so. However, there are those people who get their income in cash. This can sometimes cause confusion. People might think there are different standards for … Continue reading

The 401k limits 2011 from IRS

The new 401k Contribution limits from 2011, announced from the IRS: 2011 Maximum 401k Contributions: 16,500 USD Annual contribution limits: 49,000 USD

How much money do I need for my retirement?

Planning for retirement must be made well ahead, close to ten years before retirement, so that we will be having a clear idea on the retirement benefits. Early saving is the key to get maximum retirement benefits. When we save 3000 dollars at 25 years of age and deposit in a

New cash in hand jobs

Cash-in-hand jobs are specific to particular operate scenarios, as these jobs are generally income-tax complimentary because of the reality that the worker is generating much less then $400 from a specific employer and doesn’t need to spend taxes on that amount. According to, you don’t need to data paperwork to spend taxes for jobs … Continue reading

How to get a no employment verification Cash in advance loan?

Sarah C asked: Cash in advance that has no employment verification for about 300400 if you know of any please respond.